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Iowa Repossession Laws

Iowa residents may want to look at our repo resource, which includes lots of the relevant rules and regulations pertaining about the state’s property recovery process.

Most importantly, for such a repo to be carried out in Iowa, you should know the security interests need to be shown on the title held of the lien-holder. Also, the plates are to stay with the debtor. Repo recovery is then only allowed if there is not a disturbance of the peace after a 20-day Right to Cure letter is sent. For license registration, you can contact the Iowa Office of Vehicle Registration at (515) 237-3077. Lastly, title and an affidavit of repossession is required for liquidation to happen.

At our company, we provide the state of Iowa with roperty recovery services on medical equipment, estates and vehicles. We also process equipment from the initial repo to eventual remarketing. Also, we take care of storage, inspection and resale price for your recovered property.

For more, contact our company today for a free consultation. You can give us a call at (630) 358-9434.  


SECURITY INTERESTS: Shown on title held by lien holder.
LICENSE REGISTRATION: Iowa Office of Vehicle Registration, P.O. Box 9278, Des Moines, Iowa 50306. Tel: (515) 237-3077.
RECOVERY REQUIREMENT: After Twenty Day Right To Cure Letter from lienholder to debtor, Iowa repossession allowed without committing a breach of the peace.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Affidavit of Repossession. Do not release lien on title.
PLATES: Remain with the debtor.

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