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Kansas Repossession Laws

For prospective clients that live in the sate of Kansas we have a free resource, including relevant repossession rules and regulations about the state’s property recovery system. This guide is a great place to start before you finialize your repo.

First, you may want to consider, that a repossession in the Kansas can only happen if the security interests are shown on the title that the lienholder has. The license plates must also remain with the debtor. And the repo is only allowed if there is no disturbance in peace and the recovering entity has proper operating authority. For registration info, call the Kansas Division of Vehicle at (785) 296-3621. Finally, note that the title and an affidavit of repossession, certified copy of security agreement, and Kansas title are required for liquidation to happen.

At MLS, we will be glad to repo your property from the initial process to the remarketing. Also, we will be happy to take care of the storage, inspection and appraisal for resale of your recovered item.

To hear more details, contact us for a free consultation. You can call at (630) 358-9434.


As reported by the American Recovery Association, Inc. (ARA).

Kansas Repossession Laws
SECURITY INTERESTS: Shown on title held by lien holder.
LICENSE REGISTRATION: Kansas Division of Vehicle, Docking State Building, Topeka, Kansas 66626-0001. Tel: (785) 296-3621.
RECOVERY REQUIREMENT: Regarding Kansas repossession please be advised that the Transportation Division of the Kansas Corporation Commission (“Transportation Division” and “Commission” respectively) is authorized by statute to take administrative action against entities that knowingly utilize for-hire motor carriers that do not have proper operating authority granted by the Commission. In particular, the Transportation Division may take action against Banks, Credit Unions, or lending institutions that utilize unlicensed motor carriers, wreckers, or tow trucks illegally operating as for-hire motor carriers, whether that transportation is intrastate or interstate. To verify status of Assignee, go to Kansas state website, After 20 day “Right to Cure” letter from lien holder to debtor, repossession allowed without committing a breach of peace. (Applicable only once during term of security agreement.) Not applicable to any “substantial impairment” such as lack of insurance, etc.
DOCUMENTS REQUIRED FOR LIQUIDATION: No out of state repossession affidavits are accepted. Repossession affidavit may accompany Kansas title and an application for title together with a certified copy of the Security Agreement to the vehicle.
PLATES: Remain with the debtor.

Constitution and Legislation


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