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Michigan Repossession Laws

For all Michigan residents considering a repo, we have compiled a detailed resource, which provides all of the relevant repossession rules and regulations of the state’s repo recovery methods.

For a repossession to happen in Michigan, it is good to understand the interests which must be shown on title belonging to the borrower. Additionally, license plates must remain with the borrower also. And, repossession is only allowed when there is not a disturbance of the peace. More so, license registration details can be attained by contacting the Michigan Bureau of Motor Driver and Vehicle Records at (517) 322-1460. A certified copy of security agreement, title in lien holder’s name, and an affidavit of repossession are also required for liquidation.

We assist with Michigan repossession services on everything from heavy duty equipment to real estate and personal auto vehicles. Also we gladly process all equipment from the initial repo to eventual resale. Furthermore, we will gladly manage storage, inspection and appraisal of resale price of your equipment.

For more specifics, please contact us today for a free quote. You can also call at (630) 358-9434.  


As reported by the American Recovery Association, Inc. (ARA).

Michigan Equipment Repo Laws
TITLE STATE: 1975 and subsequent years.
SECURITY INTERESTS: Shown on title held by debtor.
LICENSE REGISTRATION: Michigan Bureau of Driver and Vehicle Records, 7064 Crowner Drive, Lansing, Michigan 48918. Tel: (517) 322-1460.
RECOVERY REQUIREMENT: As per UCC, Michigan repossession allowed without committing a breach of the peace. Repossesses must hold valid collection agency license & Regulation, Collection Practice Board, P.O. Box 30018, Lansing, Michigan 48909, Tel: (517) 241-9239.
DOCUMENTS REQUIRED FOR LIQUIDATION: Title must be in lienholder’s name. Forward application for title accompanied by a certifiedcopy of the security agreement and an affidavit of repossession.
PLATES: Remain with debtor.

Constitution and Legislation

Judicial Opinions

Regulations and Other Agency Material

Additional State Asset Recovery Legal Resources


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